Who conducts detailed analysis and determines amount of loss?

• A. Investigator
• B. Peace officer
• C. Insurance investigator
• D. Fire investigator

Answer: (C)

The important idea here is who is tasked with evaluating financial damage and calculating the claim amount. An insurance investigator specializes in this, reviewing the damage, cataloging what was lost or damaged, and determining the claim value under the policy terms. They work with adjusters to verify details, gather evidence, and prepare the documentation needed to settle the claim. In contrast, a fire investigator focuses on origin and cause, a peace officer enforces laws, and a general investigator may not handle insurance-specific loss valuation. So the one whose role is to conduct detailed analysis and determine the amount of loss is the insurance investigator.